At 519 Cars our amazing team will help you step-by-step through our finance application. As soon as you get in touch with our finance specialists, they will begin to bring you that much closer to driving your pre-owned vehicle off the lot.Whether you have questions about how the process works, or what your options are, get in touch with us and we will be happy to answer your questions.

Credit Application

The first step to approval is to fill out our credit application form. After we review it, we'll get back to you with a credit plan that best suits your needs and situation.

Pre-Approval Options

If you’re looking for pre-approval, fill out the same application form and indicate your interest in this option. We will use this information to design a budget plan for you.

What if I Have a Bad Credit Score?

519 Cars is a recent addition to St Thomas and area. We believe in customer service first, and we will do our best to find an option that works for you even if your credit isn’t the best. Whether you have Great Credit, No Credit, Slow Credit, Bad Credit, Been Bankrupt, On Disability Or on a Pension, Even Servers/Wait staff that receive tips are part of their income. We have multiple lenders that want to give you a car loan. Our Finance Specialists who will secure the Best Interest Rate for your car loan Guaranteed! For Your No Hassle, Auto Financing Approvals Call Our Finance Department at 519-633-2020 Or fill out our online application, which will take less than a few minutes to submit at Please note, at times a down payment may be required for financing, but we will work hard for you to get you a $0 down car loan at an affordable monthly payment. Licensing will need to be paid for upon delivery. Now Serving Southwold, Central Elgin, Union, London, West Elgin, Talbotville, Port Stanley, Shedden, Iona Station, Aylmer, Wallacetown and area. Come see us for your next "new to you" car or truck.

Start Your Application

If you have any questions before proceeding, please feel free to give us a call at 519-633-2020. We look forward to hearing from you!

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